Patent assignee · US · COMPANY

Fair Isaac Corporation

264Patents
226Active
264Granted
59Portfolio score

Filing activity: May 5, 1994 → Jan 17, 2024 · 83 expiring within 5 years

Most-cited patents

PatentTitleAreaCited byStatus
US6839682B1 Predictive modeling of consumer financial behavior using supervised segmentation and nearest-neighbor matching Physics 571 Expired
US7251624B1 Score based decisioning Physics 504 Expired
US6513018B1 Method and apparatus for scoring the likelihood of a desired performance result Physics 372 Expired
US7376603B1 Method and system for evaluating customers of a financial institution using customer relationship value tags Physics 344 Expired
US7263506B2 Identification and management of fraudulent credit/debit card purchases at merchant ecommerce sites Physics 335 Expired
US7165037B2 Predictive modeling of consumer financial behavior using supervised segmentation and nearest-neighbor matching Physics 313 Expired
US7672833B2 Method and apparatus for automatic entity disambiguation Physics 289 Active
US8065233B2 Identification and management of fraudulent credit/debit card purchases at merchant ecommerce sites Physics 284 Active
US8078524B2 Method and apparatus for explaining credit scores Physics 271 Active
US7711635B2 System and method for helping consumers understand and interpret credit scores Physics 256 Active
US8706474B2 Translation of entity names based on source document publication date, and frequency and co-occurrence of the entity names Physics 254 Active
US7251637B1 Context vector generation and retrieval Physics 248 Expired
US6597775B2 Self-learning real-time prioritization of telecommunication fraud control actions Electricity 247 Expired
US7813944B1 Detection of insurance premium fraud or abuse using a predictive software system Physics 240 Expired
US7672865B2 Method and apparatus for retail data mining using pair-wise co-occurrence consistency Physics 230 Active
US7376618B1 Detecting and measuring risk with predictive models using content mining Physics 209 Expired
US7191150B1 Enhancing delinquent debt collection using statistical models of debt historical information and account events Physics 209 Expired
US7970676B2 Method and system for modeling future action impact in credit scoring Physics 183 Active
US7536348B2 Enhancing delinquent debt collection using statistical models of debt historical information and account events Physics 162 Active
US7383215B1 Data center for account management Physics 158 Expired
US8099356B2 Method and apparatus system for modeling consumer capacity for future incremental debt in credit scoring Physics 156 Active
US6850606B2 Self-learning real-time prioritization of telecommunication fraud control actions Electricity 153 Expired
US7280980B1 Algorithm for explaining credit scores Physics 140 Expired
US8099376B2 Rule-based management of adaptive models and agents Physics 132 Active
US7356503B1 ASP business decision engine Physics 130 Expired

Source: USPTO / EPO open patent data. Counts and citation impact are objective bibliographic measures.