Gift card E-bank
US10026075B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 18, 2014 |
| Grant date | Jul 17, 2018 |
| Priority date | — |
| Expiry date | Jan 26, 2036 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/381
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Disclosed herein are method, system and computer-readable storage media for gift card e-banking. This is a unique platform, where people can deposit and withdraw gift cards of any store, of any denomination, at any time and at any place from the bank. Gift cards are converted into virtual money not affiliated with any store. Unlike traditional banking system majority of transactions are in the form of gift cards. Customers have two types of accounts, gift card money account and fixed account. The gift cards deposited in the bank account are available to all the customers. Cards deposited in the fixed account are only available to the customer who owns that account. Customer may transfer gift card/virtual money from one account to another account. Gift card e-bank also issues its own gift card known as “one gift card”, which facilitates customers to use any gift card at any store.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.