Secure authentication system and method

US10043186B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Ayman Hammad · Pleasanton, US
• Patrick Faith · Pleasanton, US
• Krishna Prasad Koganti · Cupertino, US
• Ben Rewis · Oakland, US
• Brendan Xavier Louis · Tracy, US
• Kevin Weller · San Anselmo, US
• Benedicto H. Dominguez · San Bruno, US

Key dates

• Filing date: Aug 29, 2017
• Grant date: Aug 7, 2018
• Expiry date: Aug 29, 2037

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L2209/56
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Methods and systems pertaining secure transaction systems are disclosed. In one implementation, a computer with a verification token associated with a computer can send user authentication data as well as a secure datum to a control server. The verification token may obtain the secure datum from a validation entity. The control server can validate the secure datum and authentication data and can generate a payer authentication response.