Patent · US Active

Enhanced invitation process for electronic billing and payment system

US10043201B2 · kind B2 · utility

7Cited by
71References
9Claims
0Family size

Assignee

Inventors

Key dates

Filing dateMar 11, 2011
Grant dateAug 7, 2018
Priority date
Expiry dateMar 11, 2031

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/10
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Enhanced systems and methods for processing invoices, payments, and money transfers are described. One aspect of the invention is a computer-implemented method (and corresponding system and computer program product) for inviting an entity to open an account at a billing and payment system, the method comprising: issuing a check payable to the entity, wherein a checkbox for opening an account at the billing and payment system is printed on an endorsement section of the check along with a reference to additional information regarding additional information related to the account opening; receiving an image of the endorsement section of the check after the check is cleared; determining whether the checkbox is checked in the image; and responsive to a determination that the checkbox is checked, opening an account for the entity at the billing and payment system.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.