Authenticating a request for an electronic transaction

US10044727B2 · kind B2 · utility

Assignee

• International Business Machines Corporation · US

Inventors

• Michael Bender · Rye Brook, US
• David E. Nachman · Morristown, US
• Michael P. Shute · Niantic, US

Key dates

• Filing date: Jul 21, 2016
• Grant date: Aug 7, 2018
• Expiry date: Jul 21, 2036

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L63/08
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

In an approach for authenticating a request for an electronic transaction, a computer determines whether a request from a user for an electronic transaction is suspicious. The computer determines one or more contacts of the user. The computer then determines, based on at least a response from the one or more contacts, whether the request for the electronic transaction is suspicious, wherein determining the request is not suspicious validates authentication of the electronic transaction.