Systems, methods, and computer-readable storage media for calculating a housing volatility index

US10062110B1 · kind B1 · utility

Assignee

• Federal Home Loan Mortgage Corporation (“FREDDIE MAC”) · US

Inventors

• Menner Abdullatief Tatang · Great Falls, US
• J. Douglas Gordon · Arlington, US
• Ming Xiong · Wuxi, CN
• Shaojie Chen · Austin, US

Key dates

• Filing date: Nov 18, 2009
• Grant date: Aug 28, 2018
• Expiry date: Mar 5, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q50/16
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems, methods, and computer-readable media are disclosed for calculating a housing volatility index. An exemplary embodiment includes accessing stored property value data reflecting first values of real estate properties during a first time period and second values of the real estate properties during a second time period. The second time period may be subsequent to the first time period. The property value data may be processed to identify the first values and the second values, and time intervals between dates of the first values and dates of the second values may be calculated. Value changes of the real estate properties over the time intervals may also be calculated, based on the first values and the second values. A volatility measure for the real estate properties may be determined based on the value changes of the real estate properties over the time intervals, and the volatility measure may be output to a user.