Automated teller machine with an encrypting card reader and an encrypting pin pad

US10068231B2 · kind B2 · utility

Assignee

• Diebold Nixdorf Incorporated · US

Inventors

• David N. Lewis · Canal Fulton, US
• Klaus Steinbach · Canton, US
• Jeffery M. Enright · Akron, US
• Natarajan Ramachandran · Uniontown, US
• Mark A. Douglass · North Canton, US
• Timothy Crews · Alliance, US
• Songtao Ma · Wadsworth, US
• Randall W. Jenkins · Orrville, US
• H. Thomas Graef · Bolivar, US
• Sathish M. Irudayam · North Canton, US

Key dates

• Filing date: Feb 6, 2017
• Grant date: Sep 4, 2018
• Expiry date: Jun 12, 2037

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q2220/00
• WIPO field: Control
• WIPO sector: Instruments

Abstract

A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.