Systems and methods for providing a user interface for facilitating personal payment transactions

US10068288B2 · kind B2 · utility

Assignee

• Capital One Financial Corporation · US

Inventors

• Gagan Kanjlia · Ashburn, US
• Scott Zimmer · Charlotte, US
• Robert J. Larson · Havertown, US
• Alexander S. Wilson · Kennett Square, US
• Vishal Puri · Ashburn, US
• Jay F. Pober · Cherry Hill, US

Key dates

• Filing date: Dec 17, 2013
• Grant date: Sep 4, 2018
• Expiry date: Dec 17, 2033

Classification

• Technology area (CPC G): Physics
• CPC primary: G07G1/009
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Systems and processes are disclosed for providing customized user interfaces for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may generate a dynamic and customized interface for effecting the personal payment transaction by, for example, providing one or more options for the payer to fund the payment. The disclosed embodiments may provide an interface that includes one or more suggested recipients for identifying the payee associated with the payment transaction. The disclosed embodiments may also provide an interface that includes one or more routing options to route the payment. The disclosed embodiments may also provide an interface that provides one or more communication channel options for parties associated with the personal payment transaction to communicate.