Method and system for a unified platform and data integration in a group of related companies

US10102515B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Joost Vastenavondt · Laarne, BE
• Benjamin Dessy · Céroux, BE
• Davide Messina · Roma, IT

Key dates

• Filing date: Jul 17, 2015
• Grant date: Oct 16, 2018
• Expiry date: Feb 6, 2037

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/227
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method for data integration in a unified platform includes a processing server that is configured to store account profiles for unified transaction and membership accounts, receive authentication requests from multiple entities, receive a transaction message for a payment transaction from another entity, identify an account profile associated with the authentication requests and payment transaction, process the payment transaction, perform authentication for each of the authentication requests, and electronically transmit results of the transaction processing and authentication to the appropriate entities, such that the processing server provides for a unified platform where data is integrated and used at a plurality of different merchants for a plurality of different services for consumer and merchant convenience.