Mobile coupon analysis systems and methods

US10102538B2 · kind B2 · utility

Assignee

• FIRST DATA CORPORATION · US

Inventors

• Barry F. Pointer · Lithonia, US
• Dominic Morea · Marietta, US
• Bengt Horsma · Brookfield, US
• Christopher Wuhrer · Marietta, US
• Jerome Myers · Douglasville, US
• Michelangelo R. Ho · Atlanta, US
• Sarah Owen · Denver, US

Key dates

• Filing date: Aug 4, 2016
• Grant date: Oct 16, 2018
• Expiry date: Aug 4, 2036

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04W4/021
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.