Systems and methods for automatically mitigating risk of property damage
US10102585B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 22, 2015 |
| Grant date | Oct 16, 2018 |
| Priority date | — |
| Expiry date | Nov 30, 2036 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L12/2803
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods and systems for automatically mitigating risks of insurance-related events to a property are provided. According to certain aspects, a smart home controller or insurance provider remote processor may analyze data received from a plurality of smart devices disposed on, within, or proximate to a property, as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller or insurance provider remote processor may automatically issue commands to one or more smart devices to take actions that mitigate the risk. The smart home controller may also transmit information about the actual or potential risks and any mitigative actions to an insurance provider. The insurance provider remote processor may interpret the transmitted data to perform insurance activities, such as providing a discount and/or adjusting an insurance premium or policy associated with the property.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.