Pre-calculated insurance premiums with wildcarding
US10109014B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Jul 30, 2015 |
| Grant date | Oct 23, 2018 |
| Priority date | — |
| Expiry date | Dec 24, 2036 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L67/75
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
Systems and methods involving a rating module that accesses a single, voluminous table or multiple tables stored in a searchable data store (e.g., database) to execute various queries (e.g., SQL JOIN) to search the table(s) is disclosed. The system may include—an underlying linear programming platform (e.g., optimization engine and associated components) that includes an application programmer's interface (e.g., Python API) that may be used to perform optimization using illustrative optimization libraries (e.g., optimizer). The system may be communicatively coupled with a vehicle and/or other device to communicate/output ratings information to a user.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.