Payment card terminal for mobile phones
US10127541B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Oct 7, 2014 |
| Grant date | Nov 13, 2018 |
| Priority date | — |
| Expiry date | Jun 17, 2037 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04M1/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction may be received, where the data is user-generated input and is received at a mobile phone associated with a mobile phone number. Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.