Systems and methods for managing and processing vehicle operator accounts based on vehicle operation data

US10127570B1 · kind B1 · utility

Assignee

• State Farm Mutual Automobile Insurance Company · US

Inventors

• Kerry Cote · Mesa, US
• Nicholas R. Baker · Cupertino, US
• Mark E. Clauss · Bloomington, US
• Todd Binion · Bloomington, US
• Andrea Lee Rhoades · Atlanta, US
• Steven J. Balbach · Bloomington, US
• Brian Mark Fields · Phoenix, US
• Kyle Pott · Bloomington, US

Key dates

• Filing date: Nov 30, 2015
• Grant date: Nov 13, 2018
• Expiry date: Dec 27, 2036

Classification

• Technology area (CPC B): Performing Operations; Transporting
• CPC primary: B60W2556/55
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Methods and systems for analyzing vehicle operation data associated with a temporary or periodic usage of a vehicle by a driver. In aspects, the driver may associate with an electronic device within the vehicle that may record or collect the vehicle operation data. After the vehicle operation has concluded, the vehicle operation data may be analyzed to assess a performance of the driver during operation of the vehicle, whereby the performance may be influenced by positive or negative driving events. Based on the performance of the driver, a profile or account of the user may be processed accordingly such that the user may be incentivized to modify certain driving behaviors.