Patent · US Active

Speech transaction processing

US10134039B2 · kind B2 · utility

2Cited by

7References

20Claims

0Family size

Assignee

Visa International Service Association · US

Inventors

John F. Sheets · San Francisco, US
Kim R. Wagner · Sunnyvale, US
Mark Nelsen · Oakland, US

Key dates

Filing date	Jun 6, 2017
Grant date	Nov 20, 2018
Priority date	—
Expiry date	Jun 6, 2037

Classification

Technology area (CPC G)Physics
CPC primaryG10L17/10
WIPO fieldComputer technology
WIPO sectorElectrical engineering

Abstract

Embodiments of the invention are directed to systems and methods for speech transaction processing. A location of a device associated with a user may be determined. A reference to a voice model associated with the user stored within a database may be retrieved, based at least in part on the location. A voice segment may be received from the user. Using the reference, the voice segment may be compared to the voice model stored within the database. A determination may be made whether the user is authenticated for the transaction based on the comparing step.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.