System and method to adjust insurance rate based on real-time data about potential vehicle operator impairment
US10163163B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 12, 2014 |
| Grant date | Dec 25, 2018 |
| Priority date | — |
| Expiry date | Sep 12, 2034 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07C5/008
- WIPO fieldTransport
- WIPO sectorMechanical engineering
Abstract
A method includes receiving data about potential impairment of a vehicle operator, wherein the data about potential impairment is generated by: (i) monitoring the vehicle operator with a first optical sensor, and (ii) monitoring an environment ahead of a vehicle operated by the vehicle operator with a second optical sensor. The computer-implemented method further includes assigning a plurality of scores based on the data about potential impairment, wherein each of the plurality of scores corresponds to a respective impairment indicator, and determining an impairment score for the vehicle operator by performing a mathematical operation on the plurality of scores, the impairment score summarizing a level of impairment of the vehicle operator.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.