Systems and methods of user authentication for data services
US10187366B2 · kind B2 · utility
1Cited by
1References
14Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Apr 28, 2016 |
| Grant date | Jan 22, 2019 |
| Priority date | — |
| Expiry date | Sep 13, 2036 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06F16/24575
- WIPO fieldDigital communication
- WIPO sectorElectrical engineering
Abstract
Embodiments of the invention are directed to systems and methods of user authentication for data services. The data services may include accessing a tax return at the IRS, accessing or completing a student loan application, accessing a credit report, etc. User authentication data is collected by a data provider and provided to a server computer, and user device data is collected by the server computer after the user device accesses a resource identifier (e.g., URL) associated with the server computer. The user authentication data and/or user device data is analyzed and a risk score is generated.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.