Patent · US Active

Alternative account identifier

US10223690B2 · kind B2 · utility

1Cited by
0References
9Claims
0Family size

Assignee

Inventors

Key dates

Filing dateNov 27, 2013
Grant dateMar 5, 2019
Priority date
Expiry dateFeb 27, 2036

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/385
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Payment instrument data is received in connection with a transaction, the data including an alternative primary account number (PAN) and an account identifier. A permanent PAN of an account is identified that is based on the account identifier. An alternative PAN associated with the permanent PAN is derived to determine whether the received alternative PAN matches the derived alternative PAN associated with the permanent PAN.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.