Patent · US Active

Using card present transaction data to generate payment transaction account

US10229412B1 · kind B1 · utility

10Cited by
41References
17Claims
0Family size

Assignee

Inventor

Key dates

Filing dateOct 21, 2015
Grant dateMar 12, 2019
Priority date
Expiry dateJul 22, 2037

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q20/387
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A computer-implemented method for providing payment account information in a user account by receiving payment card information by a card reader at a point of sale. An account can be created when the payment card information is read by the card reader. Optionally, a gift card can be scanned prior to the creation of the account, and the gift card information can be combined with the payment card information. The gift card can be an electronic gift card which can be personalized with textual, visual, video, and/or audio portions.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.