Using card present transaction data to generate payment transaction account
US10229412B1 · kind B1 · utility
Assignee
Inventor
Key dates
| Filing date | Oct 21, 2015 |
| Grant date | Mar 12, 2019 |
| Priority date | — |
| Expiry date | Jul 22, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/387
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A computer-implemented method for providing payment account information in a user account by receiving payment card information by a card reader at a point of sale. An account can be created when the payment card information is read by the card reader. Optionally, a gift card can be scanned prior to the creation of the account, and the gift card information can be combined with the payment card information. The gift card can be an electronic gift card which can be personalized with textual, visual, video, and/or audio portions.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.