Patent · US Active

Collection system and method

US10242402B1 · kind B1 · utility

49Cited by
10References
33Claims
0Family size

Assignee

Inventors

Key dates

Filing dateSep 9, 2014
Grant dateMar 26, 2019
Priority date
Expiry dateMar 18, 2035

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L67/10
  • WIPO fieldDigital communication
  • WIPO sectorElectrical engineering

Abstract

A computer-implemented method for initiating online collections that includes determining a current status of an account held by an account holder, determining a real-time financial profile of the account holder using information on the banking institution computer systems and third party information providers and displaying a customized status message based on the account holder's financial profile. The method provides remediation options to the account holder.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.