Method for operating a wireless end-user device mobile payment agent
US10248996B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Apr 5, 2017 |
| Grant date | Apr 2, 2019 |
| Priority date | — |
| Expiry date | Dec 9, 2037 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04M2215/0192
- WIPO fieldTelecommunications
- WIPO sectorElectrical engineering
Abstract
A mobile end-user device includes a secure mobile payment agent. The mobile device indicates to network transaction servers, operated by various third parties, that it has the mobile payment agent capability. A user operating a not-necessarily-secure device application can indicate to a network transaction server the desire to make a purchase. The network transaction server opens a secure connection to the mobile payment agent, which verifies the transaction server as authorized to use mobile payments. The transaction server can then request that the mobile payment agent complete the desired purchase by having the user perform a confirmation action, after which the agent indicates a completed purchase transaction to the server. The mobile payment agent can communicate with a billing server to provide various aspects of the mobile payment capability.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.