Mobile system and method for payments and non-financial transactions

US10269057B2 · kind B2 · utility

Assignee

• PayMe, Inc. · US

Inventors

• Randy Smith · Villa Park, US
• Earl Hornbostel · Mission Viejo, US
• Steve Valenzuela · La Habra, US
• Ryan Young · Washington, US

Key dates

• Filing date: Dec 16, 2013
• Grant date: Apr 23, 2019
• Expiry date: Jun 29, 2035

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0233
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method and system for mobile commerce, communication, and transaction processing to real-world point of sale (POS), web, e-commerce, virtual terminal, mobile personal digital assistant, mobile phone, mobile device, or other computer based transactions involving either one or both financial and non-financial such as loyalty based transactions as a mobile payment system is described. A consumer mobile software application (CMA) may be utilized in accordance with the method and system to provide a visual representation of merchants that abstractly represents the relevance of the merchants to a consumer.