Method and system for generating cryptograms for validation in a webservice environment

US10275767B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Mehdi Collinge · Mont-Sainte-Aldegonde, BE
• Patrik Smets · Nijlen, BE

Key dates

• Filing date: Oct 21, 2015
• Grant date: Apr 30, 2019
• Expiry date: Feb 22, 2037

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L2463/061
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method for generating cryptograms in a webservice environment includes: receiving, in a first environment of a computing system, a credential request transmitted by an external computing device using a secure communication protocol, the credential request including a transaction identifier and account identifier; transmitting, by the first environment, a data request to a second environment of the computing system, the data request including the account identifier; receiving, by the first environment, an account profile and session key from the second environment; transmitting, by the first environment, a cryptogram request to a third environment of the computing system, the cryptogram request including the account profile and session key; receiving, by the first environment, a cryptogram from the third environment generated using the account profile and session key; and transmitting, by the first environment, the cryptogram and transaction identifier to the external computing device via the secure communication protocol.