Systems and methods for scheduling and tracking account activity

US10282780B1 · kind B1 · utility

Assignee

• The PNC Financial Services Group, Inc. · US

Inventors

• Michael Scott Ley · Dorpsstraat, US
• Bryan L. Mackrell · Oil City, US
• Thomas Kunz · Neckargemünd, DE
• Rodney Hal Monson · Waukegan, US
• Hyun Jin Ko · Evanston, US
• Michael Aaron Chapman · Chicago, US
• Mark Alexander Jones · Evanston, US

Key dates

• Filing date: Mar 11, 2013
• Grant date: May 7, 2019
• Expiry date: Jan 4, 2034

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/10
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A computer-assisted method for alerting a user of a potential negative balance condition in a financial account. The method includes estimating a future account balance of the financial account and determining whether the future account balance will be a negative value. The method also includes generating for display, in a graphical format, an alert to the user that signifies when the future account balance is the negative value.