Systems and methods for determining cause of loss to a property
US10282787B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 22, 2015 |
| Grant date | May 7, 2019 |
| Priority date | — |
| Expiry date | Nov 14, 2035 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L12/2803
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods and systems for assessing damage to a property associated with an insurance-related event are provided. According to certain aspects, a smart home controller or insurance provider remote processor may store data received from a plurality of smart devices disposed on or proximate to a property. The stored data may be used to develop a baseline for normal conditions associated with the property. When the insurance-related event is occurring, the smart home controller or insurance provider remote processor may receive a second set of data from the plurality of smart devices. The second set of data may be compared to the baseline to determine a sequence of events associated with the insurance-related event that caused the damage to the property. Subsequently, according to certain aspects, the smart home controller or insurance provider remote server may automatically generate an insurance claim for damage associated with the insurance-related event.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.