Methods and apparatus for standard approach to coupon selection
US10290013B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Apr 20, 2012 |
| Grant date | May 14, 2019 |
| Priority date | — |
| Expiry date | Oct 27, 2035 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q30/0238
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Presented are apparatus and methods for utilizing coupons and the like in the context of a contactless payment process. A processor of a payment-enabled mobile device stores a Proximity Coupon System Environment (PCSE). The PCSE includes coupon applications that provide for an alternative form of payment and/or that influence a final transaction amount for a payment transaction. The method includes storing in a File Control Information (FCI) file of the PCSE a list of the coupon applications, and storing in a FCI file of a Proximity Payment System Environment (PPSE) an indication of the existence of the PCSE. When a payment transaction request is received from a proximity reader, the payment-enabled mobile device transmits the indication of the existence of the PCSE and the list of coupon applications that are to be considered before determining the final transaction amount.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.