Systems and methods for reducing ATM deposit losses
US10304295B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Mar 22, 2017 |
| Grant date | May 28, 2019 |
| Priority date | — |
| Expiry date | Aug 4, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG07F19/203
- WIPO fieldControl
- WIPO sectorInstruments
Abstract
Systems, methods, and apparatuses for making a deposit by a customer are provided. The system includes a financial institution computing system. The financial institution computing system is communicable with an ATM over a network, and structured to receive deposit information from the ATM and to determine an amount of funds from the deposit that are available to the customer for immediate withdrawal at the ATM based on the deposit information. The deposit information includes an event indicator. The event indicator has a first value when the customer voluntarily enters a keyed-in deposit amount into the ATM, a second value when the customer is prompted to enter a keyed-in deposit amount into the ATM by the ATM, and a third value when the customer does not enter a keyed-in deposit amount into the ATM. The first value, the second value, and the third value are all distinct from one another.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.