Money transfer system and messaging system

US10311410B2 · kind B2 · utility

Assignee

• The Western Union Company · US

Inventors

• Scott Paintin · Littleton, US
• Lance Marr · Highlands Ranch, US
• Michelle Kloosterman · Denver, US
• Rebecca Loevenguth · Englewood, US
• Diane Scott · Lone Tree, US

Key dates

• Filing date: Jun 23, 2014
• Grant date: Jun 4, 2019
• Expiry date: Jul 5, 2034

Classification

• Technology area (CPC G): Physics
• CPC primary: G07F19/00
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system for transferring funds from a sender to a recipient with a recorded message is disclosed. In one step the method includes receiving a request for a fund transfer from the sender. The sender may make the request for a fund transfer at a transaction processing device. In another step a payment is received from the sender for the fund transfer and a payment confirmation is transmitted to the host computer system. An identifier may then be assigned to the fund transfer. A recorded message from the sender may be received and at least a copy of the recorded message may be transmitted to a host computer system. The recorded message may then be associated with the fund transfer. A request, including the identifier, may be received from the recipient to receive the recorded messaged. In another step the recorded message may be sent to the recipient.