Patent · US Active

Tokenization of co-network accounts

US10313321B2 · kind B2 · utility

4Cited by
192References
15Claims
0Family size

Assignee

Inventor

Key dates

Filing dateApr 7, 2016
Grant dateJun 4, 2019
Priority date
Expiry dateSep 29, 2036

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L67/306
  • WIPO fieldDigital communication
  • WIPO sectorElectrical engineering

Abstract

The present disclosure relates generally to tokenization of a co-network account. A co-network account, as used herein, refers to an account associated with a first transaction processing network for processing transactions initiated using the account and a second transaction processing network for processing transactions initiated using the account. During provisioning of a co-network account onto a user device, a first token is generated for use with the first transaction processing network and a second token is generated for use with the second transaction processing network. Embodiments use the authentication result generated during the provisioning of the first token for the provisioning of the second token. Embodiments automatically provision multiple payment tokens on the user device upon determining that the account is associated with more than one transaction processing networks (e.g. the account is a co-network account).

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.