Point-to-point transaction guidance apparatuses, methods and systems

US10339523B2 · kind B2 · utility

Assignee

• FMR LLC · US

Inventors

• John C. McDonough · Nahant, US
• Suzanne K. McDonough · Nahant, US
• Dmitry Bisikalo · Framingham, US
• Hadley Ruper Stern · Newton, US
• Alexander Charles Gavis · Wellesley, US
• Matthew Ryan George · Boston, US
• Thomas McGuire · Galway, IE

Key dates

• Filing date: Jul 13, 2016
• Grant date: Jul 2, 2019
• Expiry date: Jun 26, 2037

Classification

• Technology area (CPC H): Electricity
• CPC primary: H04L2209/56
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

The Point-to-Point Transaction Guidance Apparatuses, Methods and Systems (“SOCOACT”) transforms smart contract request, crypto currency deposit request, crypto collateral deposit request, crypto currency transfer request, crypto collateral transfer request inputs via SOCOACT components into transaction confirmation outputs. Also, SOCOACT transforms virtual wallet address inputs via SOCOACT (e.g., P2PTG) components into transaction confirmation outputs. In one embodiment, the P2PTG includes a point-to-point payment guidance apparatus, comprising, a memory and processor disposed in communication with the memory, and configured to issue a plurality of processing instructions from the component collection stored in the memory, to: obtain a target wallet identifier registration at a beacon. The SOCOACT then may register the target wallet identifier with the beacon and obtain a unique wallet identifier from a migrant wallet source associated with a user at the beacon. The SOCOACT may then obtain a target transaction request at the beacon from the migrant wallet source and commit the target transaction request for the amount specified in the target transaction request to a distributed blo…