Payment platform for online service providers
US10360542B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Aug 2, 2011 |
| Grant date | Jul 23, 2019 |
| Priority date | — |
| Expiry date | Jun 17, 2033 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/12
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Payment providers interact with an online service provider using a standard interface provided by the online service provider for different payment providers. A payment provider can invoke the interface of the online service provider to add credits for a user of the online service provider. The online service provider allows users to make purchases using credits. The online service provider authorizes purchases made by the user based on credits available for the user or based on a history of payments from the user. The online service provider sends an invoice based on the purchases to the payment provider. The payment provider can be any system that can invoke the interface provided by the online service provider. For example, the payment provider can be a financial institution, another user, or a business that provides credits to the user for performing actions that benefit the business.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.