Patent · US Active

Variable authentication process and system

US10366391B2 · kind B2 · utility

2Cited by
2References
21Claims
0Family size

Assignee

Inventor

Key dates

Filing dateAug 6, 2014
Grant dateJul 30, 2019
Priority date
Expiry dateDec 27, 2036

Classification

  • Technology area (CPC H)Electricity
  • CPC primaryH04L63/104
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Efficient methods and systems for verifying personal identifiers in transactions such as financial transactions are disclosed. In an exemplary method, an authentication server computer may provide an account number and a personal identifier such as a PIN to a payment processing network server computer. The payment processing network server computer may then determine which of a plurality of authentication processes to initiate.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.