Patent · US Active

Method and system for linked electronic wallet application

US10373156B2 · kind B2 · utility

2Cited by
8References
20Claims
0Family size

Assignee

Inventor

Key dates

Filing dateMay 17, 2016
Grant dateAug 6, 2019
Priority date
Expiry dateOct 23, 2037

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/00
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

A method for distributing credentials to a linked electronic wallet includes: storing a plurality of account profiles, each including data related to a transaction account including an associated account number, account identifier, and device identifier; storing a linked profile, the profile including data related to a linked transaction account including a primary account number, linked identifier, plurality of account identifiers, and account balance; receiving a linking request, the request including a specific account identifier and the linked identifier; identifying a specific account profile that includes the specific account identifier; updating the linked profile to include the specific account identifier in the included plurality of account identifiers; and electronically transmitting a data signal superimposed with payment credentials associated with the linked transaction account that includes at least the primary account number to a mobile communication device associated with the device identifier included in the identified specific account profile.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.