Automated sensor-based customer identification and authorization systems within a physical environment
US10373165B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 25, 2017 |
| Grant date | Aug 6, 2019 |
| Priority date | — |
| Expiry date | Dec 10, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/3226
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system includes one or more memory devices storing instructions, and one or more processors configured to execute the instructions to perform steps of a method providing sensor-based authentication of customers. The system may detect customer biometric data associated with an unknown customer present at a merchant location. The system may determine, based on a known customer identification profile and the detected customer biometric data, a confidence level that the unknown customer is the same individual as the known customer and authenticate the unknown customer based on a determination that the confidence level exceeds a predetermined threshold. The system may transmit identification information associated with the known customer to a financial service provider and receive payment credentials of one or more accounts associated with the known customer and authorization to utilize the one or more accounts to perform a financial transaction.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.