Patent · US Active

Systems and methods for clustering of customers using transaction patterns

US10387864B2 · kind B2 · utility

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20Claims
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Key dates

Filing dateOct 8, 2018
Grant dateAug 20, 2019
Priority date
Expiry dateOct 8, 2038

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/00
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

Example systems and methods for clustering of users using patterns in their transactions are described. In one implementation, a method receives one or more user identifications of one or more users and one or more payment options associated with multiple transactions. The method identifies a subset of payment options from among the one or more payment options and a subset of user identifications from among the one or more user identifications. The method then analyzes the subset of payment options for patterns based on the subset of user identifications associated with a single payment option of the subset of payment options to cluster each user identification of the subset of user identifications into multiple classifications.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.