Virtual payment processing system
US10387881B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Oct 2, 2015 |
| Grant date | Aug 20, 2019 |
| Priority date | — |
| Expiry date | Apr 17, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/02
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A system, apparatus, and method for resolving a data transaction is provided in which a data transaction request and a counter data transaction request are received asynchronously in time by a data transaction processing system. A data transaction request includes data indicative of the data transaction and a transaction identifier but does not include account identifying information associated with the sender of the counter data transaction request. A counter data transaction request including data indicative of the data transaction and the transaction identifier is received. If a data transaction request has a transaction identifier identical to a previously received transaction identifier of a counter data transaction request, the data transaction is resolved, and a confirmation message is transmitted. If no identical transaction identifier has been received, the received data transaction request or the received counter data transaction request is stored in a transaction message database.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.