Two step near field communication transactions
US10395238B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jan 31, 2017 |
| Grant date | Aug 27, 2019 |
| Priority date | — |
| Expiry date | Jan 31, 2037 |
Classification
- Technology area (CPC H)Electricity
- CPC primaryH04L63/06
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A two step method for transferring money from a sender to a recipient includes entering information relating to the transfer into a near field communication (NFC) enabled device of the sender. The device is then placed in contact with or close proximity to a recipient's device a first time, causing the sender's device to establish an NFC link between the two devices and to gather information relating to the recipient via the NFC link. The sender's device is then placed in contact with or close proximity to the recipient's device a second time, causing it to transmit the information relating to the transfer and the recipient to a third party service provider via another network, e.g., the Internet, thereby causing the service provider to transfer the money from an account of the sender to an account of the recipient.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.