Token-based determination of transaction processing resources
US10402830B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Jul 31, 2018 |
| Grant date | Sep 3, 2019 |
| Priority date | — |
| Expiry date | Jul 31, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/385
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The method comprises receiving a transaction request, including a token, from a first system for using the token for a transaction, the token associated with a user account at a second system. The method includes accessing preferences for the token, the preferences indicating association between the token and an initial resource for transactions, the preferences including transaction rules for altering transaction processing, the preferences created during generation of the token. The method includes determining, based on the preferences and the transaction request, whether to revise use of the initial resource to another resource during transaction processing. The method includes processing the first using the token and based on the user account and the preferences, the processing the transaction including using the another resource.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.