Systems and methods for shared lending risk
US10424011B2 · kind B2 · utility
4Cited by
50References
13Claims
0Family size
Assignee
Inventors
Key dates
| Filing date | Jan 31, 2012 |
| Grant date | Sep 24, 2019 |
| Priority date | — |
| Expiry date | Jan 31, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q40/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
The shared lending risk system and method provide a lead scoring engine that generates a score representing an assessment of the credit risk of the transaction that is based on an assessment of the merchant, purchaser and product. The score is provided to a pool of lenders and a credit product is selected from the pool based on the score.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.