Method and system for providing a housing recommendation

US10424029B2 · kind B2 · utility

Assignee

• MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

• Amit Kumar Singh · Kanchinakote, IN
• Avyaktanand Tiwary · Manesar, IN
• Mayank Prakash · Gairsain, IN
• Sheetanshu Gupta · Gothan, IN
• Sharan Bakshiram · Manesar, IN

Key dates

• Filing date: Sep 29, 2016
• Grant date: Sep 24, 2019
• Expiry date: Jan 11, 2038

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0631
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Method and system for providing a housing recommendation to a user. The method comprising: determining, using a recommendation module, a spending behavior of the user based on transaction data relating to electronic payment transactions involving the user; dividing, using the recommendation module communicatively coupled with a geographic information system (GIS), a geographical area into a plurality of localities based on geographic information from the GIS; determining, using the recommendation module, an average spending behavior of residents in each locality based on transaction data relating to electronic payment transactions involving the residents; assigning, using the recommendation module, a base score to each locality based on a presence of residents in the locality with similar spending behavior to the user; and transmitting, to a user output module communicatively coupled with the recommendation module, the housing recommendation that is based on the base score of each locality.