Secure account creation

US10453056B2 · kind B2 · utility

Assignee

• INC SQUARE, CO., LTD · JP

Inventors

• Brian Grassadonia · San Francisco, US
• Michael Moring · San Francisco, US
• Robert Andersen · Henderson, US
• Daniele Perito · San Francisco, US
• Ayokunle Omojola · San Francisco, US

Key dates

• Filing date: Jun 30, 2017
• Grant date: Oct 22, 2019
• Expiry date: Jun 30, 2037

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q20/42
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

Disclosed herein are systems and methods for real-time provisioning of new payment card numbers to users of a payment-service system, wherein the new payment card numbers are issued to users without activation or registration. By issuing payment card numbers in real-time and without registration, these systems and methods can provide a relatively frictionless experience for users. As such, these systems and methods can issue more payment card numbers, increase market penetration and use of the payment card numbers because the systems and methods are relatively efficient to use compared with prior methods of issuing payment card numbers.