System and method for adverse vehicle event determination

US10453150B2 · kind B2 · utility

Assignee

• Nauto, Inc. · US

Inventors

• Alex Thompson · Fullerton, US
• Shobana Sankaran · Palo Alto, US
• Charles Hornbaker · Palo Alto, US
• Stefan Heck · Palo Alto, US

Key dates

• Filing date: Jun 18, 2018
• Grant date: Oct 22, 2019
• Expiry date: Jun 18, 2038

Classification

• Technology area (CPC B): Performing Operations; Transporting
• CPC primary: B60R2021/01327
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A method for determining an adverse vehicle event, including: sampling sensor data an onboard vehicle system coupled to an ego-vehicle; at the onboard vehicle system, extracting a set of event parameters from the sensor data, wherein the vehicle event data is associated with a vehicle event occurring within the time interval; computing a loss probability based on the set of event parameters in response to the loss probability exceeding a threshold probability, transforming the set of event parameters into insurance claim data; and automatically transmitting the insurance claim data to an endpoint, wherein the endpoint is determined based on the participant identifier.