Detecting and correcting account swap in bank feed aggregation system
US10460298B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Jul 22, 2016 |
| Grant date | Oct 29, 2019 |
| Priority date | — |
| Expiry date | Feb 20, 2038 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/405
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
A method and system detects and addresses financial account swaps in a financial management system. The method and system include obtaining financial transaction data related to financial transactions associated with a plurality of financial accounts of the user. The method and system include detecting, for each financial account, a change point in a characteristic distribution of the financial transactions of the financial account. The method and system include, if two or more of the change points correlate with each other and time, swapping the financial transactions between the two or more financial accounts until the change points disappear and determining that an account swap occurred in the financial data collection feeds associated with the financial accounts. The method and system include adjusting financial data collection feeds to repair the account swaps.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.