Payment verification method, apparatus and system
US10460309B2 · kind B2 · utility
Assignee
Inventors
Key dates
| Filing date | Sep 23, 2015 |
| Grant date | Oct 29, 2019 |
| Priority date | — |
| Expiry date | Jun 25, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/405
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Methods, apparatuses and systems of payment verification are disclosed. A method includes receiving a request for connecting to a receiver access point (AP) from a terminal of a payer to be verified and geographical location information of the receiver AP, verifying whether account information included in the request matches with pre-stored payment account information; returning a verification result to the receiver AP; receiving a payer terminal geographical location information verification request from a payment server if the verification result indicates a match; verifying geographical location information of the terminal of the payer to be verified based on the geographical location information of the receiver AP; and returning a verification result of the payer terminal geographical location information verification request to the payment server. The method increases the security of a payment process and prevents a legitimate user from suffering financial losses and unnecessary troubles.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.