Two device authentication
US10460316B2 · kind B2 · utility
Assignee
Inventor
Key dates
| Filing date | Apr 5, 2010 |
| Grant date | Oct 29, 2019 |
| Priority date | — |
| Expiry date | Feb 28, 2032 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q20/425
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
In one embodiment, a transaction is authenticated by a payment provider, as opposed to a merchant, using two user devices without the user having to enter information, such as an email or password. When the user is ready to make a purchase from a merchant site, a unique transaction ID is created by the payment provider. That transaction ID, along with data about the transaction, such as specific items and cost, is automatically sent to the payment provider through a second device linked to the purchasing device. The payment provider compares the identifier from the sending device, such as the phone number, and the transaction ID with information stored in its database. If there is a match, the transaction/user may be approved or authenticated.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.