System and methods for secure wireless payment transactions when a wireless network is unavailable
US10467618B2 · kind B2 · utility
4Cited by
5References
19Claims
0Family size
Assignee
Inventor
Key dates
| Filing date | May 18, 2017 |
| Grant date | Nov 5, 2019 |
| Priority date | — |
| Expiry date | Aug 20, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06Q2220/00
- WIPO fieldIT methods for management
- WIPO sectorElectrical engineering
Abstract
Systems, methods, and devices are disclosed which allow a mobile device user to complete financial transactions even when the mobile device is not connected to a wireless network. The systems, methods, and devices of the present disclosure may utilize a combination of an encrypted lockbox containing out of network payment codes on the mobile device and a matching set of out of network payment codes stored on a server of a payment authority.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.