Patent · US Active

Method and system for cardless use of an automated teller machine (ATM)

US10475009B2 · kind B2 · utility

4Cited by

15References

17Claims

0Family size

Assignee

MASTERCARD INTERNATIONAL INCORPORATED · US

Inventors

Adarsh Recriwal · Delhi, IN
Amit Gupta · Foster City, US
Dhruv Akhauri · Manesar, IN

Key dates

Filing date	Oct 25, 2016
Grant date	Nov 12, 2019
Priority date	—
Expiry date	Jul 24, 2037

Classification

Technology area (CPC H)Electricity
CPC primaryH04L9/3228
WIPO fieldIT methods for management
WIPO sectorElectrical engineering

Abstract

A computer-implemented method for cardless use of an automated teller machine (ATM) is provided. The method includes receiving as an input, a user-identified ATM that the user wishes to use. The method also includes generating and transmitting a one-time password (OTP) for the user to enter at the identified ATM. The method further includes receiving and verifying the OTP entered into the ATM, and on successful verification, authorizing access to services available through the ATM, without use of a card.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.