Systems and methods to reward user interactions

US10475060B2 · kind B2 · utility

Assignee

• Visa International Service Association · US

Inventors

• Mark Carlson · Rue de l'Église, US
• Patrick Stan · Pacifica, US
• John Hamilton MacIlwaine · San Ramon, US

Key dates

• Filing date: Dec 16, 2016
• Grant date: Nov 12, 2019
• Expiry date: Nov 27, 2037

Classification

• Technology area (CPC G): Physics
• CPC primary: G06Q30/0269
• WIPO field: IT methods for management
• WIPO sector: Electrical engineering

Abstract

A system includes a transaction handler, a data warehouse to store transaction data recording transactions processed at the transaction handler and to store account data identifying an account of a user, and a portal to receive a user selection of a first portion of an announcement of a reward. The portal tracks user interactions associated with the announcement to determine whether the user is qualified for the reward. Upon a determination that the user has completed the user interactions for the reward, the transaction handler provides the reward to the account of the user via statement credit.