Framework for cash-flow forecasting
US10489865B1 · kind B1 · utility
Assignee
Inventors
Key dates
| Filing date | Mar 29, 2017 |
| Grant date | Nov 26, 2019 |
| Priority date | — |
| Expiry date | Nov 25, 2037 |
Classification
- Technology area (CPC G)Physics
- CPC primaryG06F40/40
- WIPO fieldComputer technology
- WIPO sectorElectrical engineering
Abstract
A method for cash forecasting creates a plurality of event streams associated with a user of an online accounting service, identifies a first pattern in a first event stream that is a commitment and a second pattern in a second event stream that is a repeated pattern, generates a characterization for each of the plurality of event streams based on each identified pattern for the event stream, predicts one or more expected cash payments and one or more corresponding expected dates for each of the event streams using the characterization for the event stream and a forecasting model, receives a query related to cash flow through an application program interface (API), and responds to the query based on the one or more of the expected cash payments, the corresponding expected dates, and the one or more measures of uncertainty, to the query.
Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.