Patent · US Active

Systems and methods for providing loan management from cash or deferred income arrangements

US10497061B1 · kind B1 · utility

0Cited by
44References
28Claims
0Family size

Assignee

Inventor

Key dates

Filing dateDec 3, 2013
Grant dateDec 3, 2019
Priority date
Expiry dateJul 6, 2034

Classification

  • Technology area (CPC G)Physics
  • CPC primaryG06Q40/06
  • WIPO fieldIT methods for management
  • WIPO sectorElectrical engineering

Abstract

The method comprising: administering a first plurality of loan fund accounts; maintaining an association of each different one of the first plurality of loan fund accounts with a different investment vehicle that is part of the respective benefit plan account; receiving a selection from a selecting entity of one or more loan fund accounts from among the first plurality of loan fund accounts; investing loan fund assets comprising participant assets associated with the selecting entity in the different investment vehicles associated with loan fund accounts; associating a respective loan accounting process with each of the selected loan fund accounts; receiving a loan-request; initiating transfer of an amount requested; and updating account information to reflect said loan-request funds transferred from said loan fund account.

Source: USPTO / EPO open patent data. Objective bibliographic and citation counts.